The Real Deal
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The wife and I have been shopping for a home and I’ve spent a butt-load of time online trying to find foreclosures. I bought a few services – some were a waste of money, and some panned out. For the most part, though, the best leads came from my own homework – some better than others. For instance, one source gave me a listing that sounded great. I called the agent and he didn’t even have it in his system yet. That’s how you beat the competition to the punch, I guess.
Anyway, what I’m offering is a list of currently listed homes in your area of choice – up to 3 states. I did the legwork and I’m offering the fruits of my labor to you. That’s it. No subscriptions, no fake free trials. You pay, you get my list.
I’m also not gonna make any false promises. It seems like every site that offers foreclosure services tells you about how a 4 bedroom/2 bath house with an inground pool in your town just sold for $20,000. That’s BS.
Here’s how it really works – atleast from my experience:
First, banks are not run by idiots. Nobody is giving homes away. In reality, the best you’ll probably find is a home around 30% below market value – and that’s rare. Most I’ve found have been in the 20% range, ie, a $300,000 house selling for $240,000.
Now here’s the thing – banks put their homes up for sale through third-party brokers/agents. These agents often have people on speed-dial who have the money and are ready to buy as soon as something comes on the market. So, the minute it’s up, someone’s already evaluating it. This pretty much rules out any chance at finding that miracle home at a bargain-basement price. Again, the active listings are usually around 20% below market value.
But, here's a neat little trick. The listings I give you always have the agent’s contact info. So, if you’re seriously shopping, what you should do is first make sure you’re pre-approved. Then, contact all the agents and let them know you’re pre-approved and are actively pursuing a purchase. This gets their attention and gives you a back-up so that if you don’t find what you’re looking for in the list, you’re on the agent’s speed-dial as soon as something comes up.
A lot of times these folks will also set-up an automated email that gets new listings to your inbox as soon as they're available.
I’m just telling it like it is because I’m extremely frustrated with the false hopes offered by people trying to make a buck off of other’s dreams. I’m trying to earn an honest living by offering a service. I did the legwork, you pay the price, and you get exactly what you pay for.
The other lie I’m not offering is that there are thousands of listings in your area. That’s impossible to predict. Someone looking for a home in Everly, Iowa will obviously get less leads than someone looking for a home in Atlanta, Georgia. It’s common sense. Each list will be custom tailored to your needs. I pick the properties that are currently on the market at the moment that I receive payment. you may get 100 properties, you may get 1000, you may get 10,000. It depends what you're looking for and the time you order.
So, here’s the deal. You pay me the $15.00 via PayPal, money order, or Cashier’s check, and I email you your list of current foreclosures and pre-foreclosures in the area you specify. Rather than explain what each listing entails, here’s an example:
123 ABC Rd.
San Francisco, CA
Google Map Satellite Hybrid
List Price $309,900
Property ID XXXXXXXXX
Dwelling Type Single Family
Approx. Sq. Ft 1300
Full Bathrooms 2
Half Bathrooms None
Total Rooms 7
Lot Size 0.28
Year Built 1964
Agent Contact Information
Agent Name Joe Schmoe
456 Any St.
San Francisco, CA
Telephone Number: (000) 000-0000
Email Address: Realtor@NameofRealtor.com
Major Bank Home Mortgage Pre-Approval Contact
Name Mr. Lender
Telephone Number (000) 000-0000
Email Address Lender@NameofLender.com
Following this will be any photos, if available.
And that’s what you get for each listing, provided all the information is listed by the agent. Thanks for looking and good luck in your search.
p.s. My listings are in the continental United States only. Payment via US dollars only. If you prefer a print-out instead of an email - it will cost an additional $2.50 plus postage. Email me for details.