Black hardcover binding with gold text is firm and hinges are not cracked or damaged. Pages are tight, crisp and clean. Boards have very light shelfwear and rubbing. As New. 344 pages. HardCover Binding. Year: 1997. ISBN: 0887231217. The Complete Book of Retirement Secrets. The Insider's Guide to a Happier Healthier-Wealthier-Retirement.